Investment Property Tax That Finds What Others Miss

Investment Property Tax That Finds What Others Miss

Most property investors overpay tax because they don't have a specialist working for them. Our CPA-qualified team reviews every deduction available — depreciation, negative gearing, CGT timing — so you keep more of what your property earns.

$9,500+

Avg. annual tax saving

per investor client

85%

Had missed deductions

on first CPL review

400+

Investor clients

currently served

100%

Depreciation schedule

coordination included

Is This Right For Me?

We work best with clients who…

Own 1–3 investment properties

Whether you're just starting or growing a portfolio, we tailor the strategy to your stage.

High-income earners

Negative gearing delivers more benefit the higher your income — we model your optimal position.

Negatively geared landlords

We apply for PAYG withholding variations so you get the tax benefit weekly, not at EOFY.

Planning to sell soon

CGT planning before sale can save tens of thousands. We advise on timing and structures.

Our Process

How We Work Together

01

Investment Property Review

We audit your current tax returns against your portfolio — most new clients find we uncover deductions they have been missing for years.

02

Strategy & Depreciation Setup

We coordinate a depreciation schedule (if you don't have one), apply for a PAYG variation, and document your full deduction position.

03

Annual Tax Return + Ongoing Advice

We lodge your annual return and proactively advise when you're considering acquiring, refinancing, or disposing of a property.

What We Do

What's Included

Depreciation Schedule Coordination

We connect you with approved quantity surveyors and review the schedule for accuracy. Clients regularly add $3,000–$12,000 in annual deductions they would otherwise miss.

Negative Gearing Optimisation

We calculate your exact gearing position, optimise your loan structure, and apply for PAYG withholding variations so you get the benefit each pay cycle.

Capital Gains Tax Strategy

Selling? We calculate your CGT position, apply the 50% CGT discount where eligible, and advise on timing strategies across financial years to minimise your liability.

Rental Deductions Audit

From loan interest and management fees to repairs, council rates, insurance, and advertising — we ensure every legitimate deduction is captured without triggering ATO scrutiny.

Property Borrowing Cost Deductions

LMI, establishment fees, and loan costs are deductible over 5 years — or immediately if the loan term is under 5 years. We track these automatically.

Cross-Division Investment Advice

Our property advisors (APIG) and finance brokers (CPL Finance) can review your portfolio strategy alongside your tax position — a service single-division firms cannot offer.

Client Case Study

We didn't know we'd been under-claiming for 4 years

The Situation

A Parramatta couple owned two investment properties and had been using a general accountant for their tax returns. Their combined annual deductions were $18,400.

What We Did

We commissioned depreciation schedules for both properties, applied for PAYG withholding variations, and restructured how their loan interest was allocated across the two properties.

The Outcome

Their deductible expenses increased to $31,200 — an additional $12,800 per year. With the PAYG variation, they stopped waiting for a tax refund and received the benefit in their weekly pay.

$12,800

additional annual deductions found

"All cases are anonymised. Results vary by individual circumstances."

Calculators & Tools

Australian Income Tax Calculator

Estimate your annual income tax payable as an Australian tax resident, including Medicare levy and the Low Income Tax Offset.

Try the calculator

Frequently Asked Questions

What deductions can I claim on my investment property?

Loan interest, depreciation, property management fees, council rates, insurance, repairs and maintenance, advertising, and accounting fees. The critical distinction is repairs (immediately deductible) vs improvements (claimed over time via depreciation).

Do I need a depreciation schedule?

If your property was built after 1985, almost certainly yes. Most investors who don't have one are leaving $3,000–$10,000+ per year unclaimed.

What is a PAYG withholding variation?

A PAYG variation allows your employer to withhold less tax each pay cycle, reflecting your investment property deductions. Instead of waiting for a lump-sum tax refund, you receive the benefit weekly. We apply on your behalf.

I'm planning to sell. What do I need to know about CGT?

CGT is calculated on the capital gain minus allowable costs. If held for over 12 months, you receive a 50% CGT discount. Timing the settlement can significantly change your liability — speak to us before signing.

Can you handle both my investment property tax and my partner's return?

Yes, we handle both in one engagement. Jointly-owned properties require both owners' returns to be prepared together — we ensure the income and deductions are split correctly and optimally.

Get In Touch

Let's start the conversation.

Tell us a bit about what you need. One of our advisors will get back to you within one business day.

🔒 Your information is 100% confidential. We never share your details.

Office Contact

Sydney CBD Office

Phone Number

(02) 9261 0769

Hours

Mon–Fri, 9am–5pm