SMSF Services That Keep Your Fund Compliant and Growing

Self-managed super funds offer unmatched investment flexibility — but the compliance obligations are serious. Our SMSF team manages every aspect of your fund, from establishment through to pension phase.

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150+

SMSF funds

under our administration

2–3

Weeks to establish

fully operational fund

Compliance breaches

across our managed funds

98%

Client retention

year-on-year

Is This Right For Me?

We work best with clients who…

$200K+ in superannuation

SMSFs typically make financial sense once you have accumulated at least $200,000–$250,000 in super.

Want to buy business premises

Your SMSF can purchase the property your business operates from and lease it back to you — one of the most powerful SMSF strategies.

Sophisticated investors

Direct shares, property, unlisted assets — an SMSF lets you invest in assets not available in retail funds.

Family groups

Up to 6 members can pool their super in one SMSF — useful for family businesses and couples building joint retirement wealth.

Our Process

How We Work Together

Strategy & Eligibility Review

We assess whether an SMSF is the right structure for your goals, model the costs vs. benefits, and advise on the optimal trustee structure.

Fund Establishment

We prepare the trust deed, register with the ATO, obtain your fund's ABN and TFN, open a dedicated bank account, and roll over your existing super — fully coordinated.

Ongoing Administration

Annual financial statements, tax return lodgment, investment strategy review, and ATO audit coordination — we manage the compliance calendar so nothing is missed.

What We Do

What's Included

Fund Setup & ATO Registration

Complete fund establishment: trust deed preparation, ATO registration, ABN and TFN application, and bank account opening. Your fund is operational within 2–3 weeks.

Annual Financial Statements

We prepare SMSF-compliant financial statements each year, reconciled against your investment records and ready for the mandatory annual audit.

SMSF Tax Return Lodgment

SMSF tax returns have unique requirements including the 15% accumulation phase tax and 0% pension phase rate. We ensure the correct rates are applied and the return is lodged on time.

Independent Audit Coordination

Every SMSF must be audited annually by an ATO-approved auditor independent of the accountant. We coordinate this process seamlessly, managing all documentation.

Investment Strategy & Compliance

Your fund must have a documented investment strategy reviewed regularly. We help you create and update a strategy that meets ATO requirements.

LRBA & Property Acquisition

Buying property through your SMSF requires a Limited Recourse Borrowing Arrangement. We structure the bare trust, coordinate with specialist LRBA lenders through CPL Finance, and ensure full compliance.

Client Case Study

Our SMSF bought the building. Now we own our office and build super at the same time.

The Situation

A Sydney medical practice partnership had been leasing their premises for 9 years and had accumulated $680,000 across their super funds. Their landlord announced the property was for sale.

What We Did

We established a corporate trustee SMSF, coordinated an LRBA through CPL Finance, and structured the purchase of their practice premises. The SMSF now owns the property and leases it back to the practice at market rate.

The Outcome

The partners converted their rent expense into super contributions. Their SMSF now holds a commercial property alongside their share portfolio, fully compliant with ATO rules.

$680K

super pooled to fund commercial property acquisition

"All cases are anonymised. Results vary by individual circumstances."

Frequently Asked Questions

Is an SMSF right for me?

An SMSF makes financial sense when you have at least $200,000–$250,000 in super, want more control over your investment strategy, and are willing to take on trustee responsibilities. We provide an honest assessment — we won't recommend an SMSF if it is not the right structure for you.

Can my SMSF borrow money to buy a property?

Yes, through a Limited Recourse Borrowing Arrangement (LRBA). LRBAs have strict compliance requirements — the loan structure, property trust, and SMSF deed must all be correctly prepared. We work with specialist LRBA lenders through CPL Finance.

What does an SMSF annual compliance package include?

Financial statements, tax return preparation and lodgment, coordination of the independent audit, investment strategy review, and trustee obligations reminder. Contact us for package pricing.

What happens if I breach the SMSF rules?

Breaches can result in the fund becoming non-complying — a 45% tax on fund assets — plus civil penalties or disqualification as a trustee. We proactively monitor for compliance risks before they become issues.